Bitcoin was the first cryptocurrency, but it has opened the floodgates for many more. One that is catching the eye is Ripple’s XRP. The San Francisco start-up has seen its currency grow to a market capitalisation of $10.5bn, which is still small compared with Bitcoin’s $40.5bn. However, when we asked our readers if they thought Ripple is set to be the crypto currency of the future, a lot of them are betting on the smaller upstart. The vote was close run with 54% going for XRP and this shows that the nascent market for alternative currencies is wide open. Ripple has been gaining traction, and its currency is now used by 60 financial institutions including Santander, UBS and Bank Of America. Another crypto currency household name in the making?